Other Publications
1. "The Economic Impact of the Opioid Epidemic" (with Raluca Roman and Nonna Sorokina), Federal Reserve Bank of Philadelphia Economic Insights (Third Quarter 2023), pp. 9-15.
2. "Largest Texas Metros Lure Big-City, Coastal Migrants During Pandemic" (with Yichen Su), Southwest Economy (Fourth Quarter 2021).
3. "The Graying of Household Debt in the U.S.," Federal Reserve Bank of Philadelphia Economic Insights (First Quarter 2021), pp. 2-7.
4. "Bankruptcy Filings in the Third District During Covid-19," with Ryotaro Tashiro, and Solomon H. Tarlin, Federal Reserve Bank of Philadelphia Economic Insights (Third Quarter 2020), pp. 15-20.
5. "Financial Distress among the Elderly: Bankruptcy Reform and the Financial Crisis," with Michelle White, forthcoming, O.S. Mitchell and A. Lusardi (eds.), Remaking Retirement: Debt in an Aging Economy. Oxford, UK: Oxford University Press.
6. "Investing in Elm Street: What Happens When Firms Buy Up Houses?" with Lauren Lambie-Hanson and Michael Slonkosky, Federal Reserve Bank of Philadelphia Economic Insights (Third Quarter 2018), pp. 9-14.
7. "Smart Money or Dumb Money: Investors' Role in the Housing Bubble," Federal Reserve Bank of Philadelphia Business Review (First Quarter 2015), pp. 21-26.
8. "The Economics of Student Loan Borrowing and Repayment," Federal Reserve Bank of Philadelphia Business Review (Third Quarter 2013), pp. 1-10.
9. "The Economics of Household Leveraging and Deleveraging," with Susheela Patwari, Federal Reserve Bank of Philadelphia Business Review (Third Quarter 2012), pp. 9-17.
10. "Mortgage Foreclosure Prevention Efforts," with Kristopher Gerardi, Economic Review, Federal Reserve Bank of Atlanta, 95(2), pp. 1-13.
11. "American Dream or American Obsession: the Economics Benefits and Costs of Homeownership," (with Fang Yang) Federal Reserve Bank of Philadelphia Business Review (Third Quarter 2010), pp. 20-31. Featured in Philadelphia Inquirer, 09/12/2010.
12. "Residential Housing and Personal Bankruptcy," Federal Reserve Bank of Philadelphia Business Review (Second Quarter 2009), pp. 19-29.
13. "What Do We Know About Chapter 13 Personal Bankruptcy Filings?" Federal Reserve Bank of Philadelphia Business Review (Fourth Quarter 2007), pp.19-26.
14. "Your House Has Doubled in Price? Don't Uncork the Champagne Yet!" (with Rui Yao), Federal Reserve Bank of Philadelphia Business Review (First Quarter 2006), pp.25-34.
15. "Moving Up: Recent Trends in Homeownership Rates and Mortgage Indebtedness," Federal Reserve Bank of Philadelphia Business Review (First Quarter, 2005), pp. 26-34.
16. "To Forgive or Not to Forgive: An Analysis of U.S. Consumer Bankruptcy Choices," Federal Reserve Bank of Richmond Economic Quarterly (Spring 2001), pp. 1-22.
17. "How the Asian Crisis Affected the World Economy: A General Equilibrium Perspective," (with Xinshen Diao and Erinc Yeldan) Federal Reserve Bank of Richmond Economic Quarterly (Spring 2000), pp. 35-59.
18. "Government Loan, Guarantee and Grant Programs: An Evaluation," Federal Reserve Bank of Richmond Economic Quarterly (Fall 1998), pp.25-51. Featured in American Banker, February 12, 1999.